Ralf-Finance.com – SCAM

The long wait is over. Ralf is dead.  It took awhile. 

I invested in ralf on June 23,2006 to their 14day plan that pays 134% after.  I was able to collect $34 then reinvested again.  Problem is, the day after I reinvested, July 7, their site goes offline! A week later, they were back in business, but experienced a lot of withdrawals.  They initially installed a daily maximum withdrawal limit, later, forced everyone to call their office to make a manual withdrawal.

In my case, I was only able to withdraw $0.60 cents a day before they really went off-line.  I also got a referral commission from them.  This means I only got $38.60 from my $100 investment.

FYI – Those scammers behind ralf are also the same people in Investablility.com, so beware!

I don’t know if they are also related to pontailer.com and felinemanagement.com but they all did go offline at the same time last July 7.

HYIP Spammers

I’ve been getting spam emails from people who are advertising new HYIP programs.  These emails obviously link to the HYIP site with the spammer’s referral link inside.

For you guys who want to look at the site, but don’t want to reward these spammers, simply right-click the link instead of left-clicking it.  Then click on Porperties.  The link will appear. Copy the URL displayed WITHOUT the referral code (basically anything starting with ‘?’)

For example, I got a spam from a spammer hyip_info2006@gmail.com, advertising the site right-profits. I right-click the link and view properties.  The URL is:

http://www.right-profits.com/?ref=Spammers_username

I then copy http://www.right-profits.com (see – don’t include the crap after the domain name)  Now I can visit and even invest in the site without rewarding the the a$$hole spammer.

FYI – I never give out my email except when registering to HYIP programs, so most likely, this spammer was also a Scammer in one of the programs that I lost money in.

So now, ask yourself:  Do you want to reward a spammer who most likely was a scammer who already stole money from you?????

Investing at fast-invest.com

www.fast-invest.com has 3 plans, all short term:

 I chose plan 1 with my $20 spend. Plan 3 is sweet, but I don’t want to take the risk.

UPDATE:

It is now 10 days after I invested, and I am happy to report that I received $24 from my initial $20 deposit.  a 20% profit.  I have not reinvested.

MagnaHYIP.com – SCAM

Well! my scam list sure is piling up!

They claim to pay 30% daily for 5 days, or 150% total.  I invested $20.  Got paid for 3 days, then they disappeared.

I received $18.  So I lost $2 here.

Investing at SafetyInvestment.com

I placed $20 in SafetyInvestment.com.  They only have 2 simple plans:

 120% after 6 days, and 200% after 12 days. 

I chose the 6 day option altho it pays less.  All you have to do is make a spend to their e-gold account and cross your fingers.  They will just deposit your profit after the due date.

I actually prefer these systems where they deposit direct to my e-gold that those that hold it in your account till you request for a withdrawal.

UPDATE: I invested $20 last July 20.  After 6 days, I did receive $24, or 120%.  I did not reinvest.

gold4forex.com – SCAM

I put $20 here last July 24, it claimed 8% daily for 100 days.  I never got a cent.  I was thinking of not posting anything about this site, but I thought that other people might get scammed by them, since their site is still up, and the monitors still claim they are paying!

Investing at www.yamanouche.com

I can’t even pronouce yamanouche.com, but I put $20 in here.  It’s pretty new, and not much investors.  They claim to buy goods from China and sell them for a profit in Europe.

 The plan I joined is for 21 days, with a daily rate of 7% paid to my account, which I religiously withdraw immediately.  At the end of the term, I should have gotten a profit of 147%.

I guess I tested this out because I’m ethnic chinese, which has no bearing whatsoever to investing in HYIPs, I know! hehe.

Here’s what they say about their business:

 Yamanouche is a short term high yield private loan program, backed up by trading with brand goods (shoes, clothing etc.).
We buy from King long international Trade C0.,LTd. (Ms. LING DAVE) from China and sell it in West and Middle Europe. Our earnings are great (example: buy for $100 and sell it within a week for $300, about $100 total fees (postage, transfers, customs duties…) – $200 earned after a week from $100)

UPDATE:  Their site database got corrupted 2 days after I invested.  I was able to withdraw twice (7% x 2).  The admin quickly informed all investors thru the forums in talkgold and MMG to email him so that he can give a refund on the principal (less interests paid)  I got my refund, and am still thinking of reinvesting in the future….

Investengines.com & nsdq-traders.com – SCAMS

Ok Ok, before you throw tomatoes at me and laugh your pants off, let me just say that I invested in these 2 programs before I wrote my Investment guidelines.

I have a bunch of posts lined up as drafts detailing my investments.  I just try to post once a day. 

Investengines was a program I joined last July 12.  It pays 4% a day, and paid me for 9 days.  This means I was able to recover $36 of my initial $100.  This is a loss of $64.  The problem I have with this program is that the site is still up, and can still accept money from poor investors.  Also, their Ad is still featured in talkgold as we speak.  I have also lost faith in the www.HYIPMonitor.com which, until now, still says that the program is paying!

 I also invested $30 recently in nsdq-traders.com, which promised 5.4% daily for 40 days.  It never delivered anything. Their site is currently down.

Ahh well.. a $96  hit…

My Investment Guidelines

Investing in HYIPs is very exciting.  The possibility of making a quick buck makes even a person as logical as me do the illogical.  In order to minimize risk, I have decided to make up my own investment guidelines to follow.  This way, my decisions will not be made purely out of emotion, but on certain rules that I have come up with.

 I think everyone should have their own guidelines.  I have posted my investment strategy and guidelines in the section on the right of my blog —>

You can also view it here:

2006 Investment Strategy and Guidelines

SW-Invest.com – SCAM

I’m glad I have not posted a review on this one, however, I did invest already, so, sorry me!

All I can say is: greed is a very powerful emotion that I have to learn to control.  I spent $100 into this program even tho their rates were obviously unrealistic.  What made me join was: it was a few days old, had ssl and DDos protection or so they claimed.  Almost $107,894 were deposited and $48,183 were withdrawn so the admin made off with a lot of investor’s money.

This experience has made me realize the importance of following certain investment guidelines.  I shall formulate it in my coming posts…